Our First Time loan will allow you to stop paying rent and buy a home of your own

Our First Time loan will allow you to stop paying rent and buy a home of your own

Our First Time home buyer loan will allow you to stop paying rent and buy a home of your own

The area's best loan for
First Time Home Buyers

Our lowest rate - No PMI with only 15% down
Low closing costs - Plus $500 cash back

With our high-yield youth savings you can
teach your child the importance of saving

We're celebrating 140 YEARS
of community-focused banking

When you bank with Family Federal Savings
you're not just a number, you're part of our family.

previous arrowprevious arrow
next arrownext arrow

Current Mortgage Rates

Simply great rates, backed by exceptional customer service and the lowest fees in the area.

Apply Today View All

4.52% APR

30 Year Fixed Rate

4.39% APR

First Time Home Buyer

4.01% APR

15 Year Fixed Rate

4.01% APR

10 Year Fixed Rate

Anywhere Banking

Forget the App! Our site is designed to give you quick access to your financial information from any device, anywhere.
Learn More about Anywhere BankingLearn More →

Free Checking

Finally, a truly free checking account with all the conveniences you need to meet your busy lifestyle.
Learn More about Free CheckingLearn More →

Banking for every stage of life

Why would you bank anywhere else?

Mom and her child girl plant sapling tree. spring concept, nature and care.

Growth Savings

A unique youth savings account that promotes good saving habits while earning a 5% APY and cash bonuses for good grades.

Learn More about Growth Savings AccountsLearn More

Group of smiling multicultural students giving thumbs up

Discovery Checking

Our student checking account that can be opened at age sixteen featuring no ATM fees and cash bonuses upon graduation.

Learn More Discovery Checking AccountLearn More

Close-up of hand holding pen preparing writing check

Prime Checking

A free checking account with ATM fee rebates, premium CD rates and online banking to meet the needs of your family.

Learn More about Prime Checking AccountLearn More

Older couple using computer at home for personal banking

Freedom Checking

A checking account for those 65 and over that eliminates fees. Enjoy the benefits of no ATM fees, free checks, premium CD rates and more.

Learn More about Freedom CheckingLearn More