First Time Home Buyer Mortgage

Our FirstTime Home Loan is designed specifically with you in mind. We want to make it as easy as possible for you to get into your first home. With a low down payment and discounted closing costs, you can stop paying rent and start building equity for your future.

Here’s what you can expect from a FirstTime Home Loan:

  • Low interest rate – See rates
  • Low down payment – No Cost PMI with only 3% down (Most lenders require 20% down)
  • Discounted closing costs and no mortgage application fee
  • Your own personal Mortgage Loan Specialist
  • Plus $500 cash back at closing

Local service and decision-making to approve and close your loan quickly.

Call: (800) 439-3339 Apply Now

  • Still saving for a down payment?

    Earn more interest on your savings with our FirstTime CD, a special account designed exclusively for first time home buyers. Learn more

    Use our down payment calculator to see how long it will take to save your desired down payment.

    Down Payment Calculator

  • Family Federal takes great pride in providing the best First Time Home Buyer Mortgage in the communities surrounding our branches in Fitchburg, Needham and Stow.