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Mortgage Rates
Rates are current as of December 12, 2019, and can change without notice. Call (800) 439-3339 for the best available rates.
First Time Home Buyer Mortgage
Fixed Rate – No Points
| Term | Rate | APR | Payment /$1,000 |
|---|---|---|---|
| FirstTime™ Fixed Rate | |||
| 30 Year | 3.500% | 3.52% | $4.49 |
| FirstTime™ No Closing Cost | |||
| 30 Year | 4.000% | 4.00% | $4.77 |
First Time Home Buyer Mortgage Program – Learn More
APRs are calculated on the following assumptions; a 85% LTV and a $200,000 loan amount. Maximum LTV is 97% and maximum loan amount is $380,000.
No-cost PMI programs available with as little as 3% down.
No Closing Cost -First Time Home Buyer Mortgage
Minimum loan amount for no closing cost loan is $100,000. $350 non-refundable no closing cost application fee applies.
Conventional Mortgage
Fixed Rate – No Points
| Term | Rate | APR | Payment /$1,000 |
|---|---|---|---|
| 30 Year | 3.625% | 3.65% | $4.56 |
| 20 Year | 3.500% | 3.54% | $5.80 |
| 15 Year | 3.125% | 3.17% | $6.97 |
| 10 Year | 3.000% | 3.07% | $9.66 |
Conventional Mortgage
APRs are calculated on the following assumptions; a 80% LTV and $200,000 loan amount.
Maximum LTV is 95% and maximum loan amount is $484,350.
No Closing Cost Mortgage
Fixed Rate – No Points
| Term | Rate | APR | Payment /$1,000 |
|---|---|---|---|
| 30 Year | 4.125% | 4.13% | $4.85 |
| 20 Year | 3.875% | 3.88% | $5.99 |
| 15 Year | 3.500% | 3.50% | $7.15 |
| 10 Year | 3.375% | 3.38% | $9.83 |
No Closing Cost Mortgage
APRs are calculated on the following assumptions; a 80% LTV and $200,000 loan amount. Maximum LTV is 95% and minimum loan amount is $100,000.
$350 non-refundable no closing cost application fee applies.
Adjustable Rate Mortgage
No Points
| Term | Rate | APR | Payment /$1,000 |
|---|---|---|---|
| 5/1 ARM | |||
| 30 Year | 3.250% | 4.20% | $4.35-$5.06 |
| 7/1 ARM | |||
| 30 Year | 3.250% | 4.04% | $4.35-$5.01 |
APRs are calculated on the following assumptions; a 80% LTV and a $200,000 loan amount. Annual Percentage Rate (APR) is subject to increase after the applicable fixed term.
5/1 Adjustable Rate Mortgage Loan Program
Adjustable Rate Mortgage Loan Program has an initial cap of 2%, an annual adjustment cap of 2% and a lifetime cap of 5%. The margin used at each adjustment will be 2.75% above the current index in effect at the time of adjustment. The initial rate is fixed for 5 years followed by an annual rate adjustment for the remaining term. The rate is subject to a floor of 3.00%.
7/1 Adjustable Rate Mortgage Loan Program
Adjustable Rate Mortgage Loan Program has an initial cap of 5%, an annual adjustment cap of 2% and a lifetime cap of 5%. The margin used at each adjustment will be 2.75% above the current index in effect at the time of adjustment. The initial rate is fixed for 7 years followed by an annual rate adjustment for the remaining term. The rate is subject to a floor of 3.00%.
Jumbo Mortgage
Fixed Rate – No Points
| Term | Rate | APR | Payment /$1,000 |
|---|---|---|---|
| 30 Year | 3.625% | 3.63% | $4.56 |
| 20 Year | 3.500% | 3.51% | $5.80 |
| 15 Year | 3.125% | 3.14% | $6.97 |
| 10 Year | 3.000% | 3.02% | $9.66 |
Jumbo Mortgage Program
APRs are calculated on the following assumptions; an 80% LTV and an $800,000 loan amount.
These rates apply only to loans secured by your single family primary residence.
Maximum loan amount is $1,000,000.
Jumbo Mortgage
Adjustable Rate – No Points
| Term | Rate | APR | Payment /$1,000 |
|---|---|---|---|
| Jumbo 5/1 ARM | |||
| 30 Year | 3.250% | 4.22% | $4.35-$5.09 |
| Jumbo 7/1 ARM | |||
| 30 Year | 3.250% | 4.05% | $4.35-$5.04 |
APRs are calculated on the following assumptions; an 80% LTV and an $800,000 loan amount. Annual Percentage Rate (APR) is subject to increase after the applicable term.
5/1 Jumbo Adjustable Rate Mortgage Loan Program
Adjustable Rate Mortgage Loan Program has an initial cap of 2%, an annual cap of 2% and a lifetime cap of 5%. The margin used at each adjustment will be 3.00% above the current index in effect at the time of adjustment. The initial rate is fixed for 5 years, followed by an annual rate adjustment for the remaining term. The rate is subject to a floor of 3.25%
7/1 Jumbo Adjustable Rate Mortgage Loan Program
Adjustable Rate Mortgage Loan Program has an initial cap of 5%, an annual cap of 2% and a lifetime cap of 5%. The margin used at each adjustment will be 3.00% above the current index in effect at the time of adjustment. The initial rate is fixed for 7 years, followed by an annul rate adjustment for the remaining term. The rate is subject to a floor of 3.25%. These rates apply only to loans secured by your primary residence.
Maximum loan amount is $1,000,000.
Interest rates, annual percentage rates (APRs), terms, and conditions are subject to change without notice. Payment per thousand does not include amounts for taxes and insurance premiums. Actual payment obligation will be greater. All offers are subject to credit approval.
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